Over 50 life insurance with free gift

Love2Shop enables you to shop at hundreds of high street shops and online, including M&S, Argos, and Boots. See here the full range of where you can spend a Love2Shop gift card.

As a new customer you’ll also receive free entry to SunLife’s Big Cash Draw with a chance to win £10,000, as well as a free SunLife pen.

All applicants who are eligible for this gift will receive a £140 voucher, entry to the prize draw and a free pen. The value of the gift you receive isn’t dependent on the cost of your monthly premium.

You’ll need to have made 6 premium payments in order to claim these free gifts. If you stop paying your premiums or cancel your policy before 6 months has passed, you’ll no longer qualify for this gift.

This offer is available to new customers who purchase a policy directly from SunLife. You’ll simply need to let them know that you’d like to receive this free welcome gift when you take out your policy.

You’ll need to make 6 monthly premium payments (and the value of the premiums paid must exceed the value of the gift card) in order to receive the gift card.

Once you’re eligible, you’ll be sent the gift card by email or post.

This offer is only valid on policies bought directly from Cover Today, if you purchase a policy from a third party (such as a comparison site or broker) you won’t be eligible to claim the gift.

Once a policy has been taken out, you’ll need to have retained the policy and made all necessary monthly payments for the 180 day qualifying period in order to benefit from this offer.

You’ll be contacted by post or email with an invitation to choose your gift. You can choose your gift at any time after receiving the invitation but no later than 365 days after your policy start date.

Once you have made your selection, the gift card should be with you within 28 days of the 180 day qualifying period. You won’t receive the gift card until you have made your selection.

If you cancel your policy within the first 30 days, you’ll be refunded any premiums you’ve paid but will no longer qualify for this gift.

Unlike their term life insurance offer, the value of the gift card isn't dependant on the cost of your monthly premium.

Churchill over 50s life insurance is provided through AIG, (having previously worked with Legal & General).

Therefore, if you've previously cancelled an AIG policy, you won't qualify for this free gift.

Once this has been confirmed, you'll receive a claim form which will need to be returned to redeem your voucher.

You'll then receive your voucher within 3 - 5 working days.

This offer is unlimited, meaning you can recommend as many friends as you like and redeem £30 for each one.