Epilepsy life insurance

Yes, it could be possible to arrange life insurance if you have epilepsy.

It’s often believed that having epilepsy automatically results in increased premiums, restricted protection or the risk of being declined. However, this may not always be the case.

Epilepsy is a complex condition, therefore your individual circumstances will be taken into consideration during the application process to establish the right option for you.

Over 630,000 people in the UK are living with epilepsy, with 80 people being diagnosed with the condition everyday^[1].

With this in mind, insurers are used to receiving applications from people with epilepsy.

If you have concerns about securing life insurance, why not contact Reassured?

We can guide you through the application and compare quotes from multiple insurers, free of charge.

We also have a specialist team who have a great track record of finding cover for those who have struggled to secure protection in the past.

All quotes are fee-free and no-obligation, simply get in touch.

While life insurance can be beneficial for everyone, having a pre-existing medical condition (where the risk of developing other conditions is increased) can highlight the importance of having the right cover in place.

Speaking with an expert to find out about your options can allow you to establish what’s right for you.

At Reassured we can provide you with all the information you need to know to make a fully informed decision.

Yes, depending on the severity of your condition, epilepsy could have an effect on your life insurance application.

Epilepsy is a very complex condition and each person is likely to experience different symptoms and seizures.

For this reason, when applying for life insurance, you’ll likely be asked some additional questions about the personal circumstances of your condition.

If you have epilepsy that’s well controlled through medication, your seizures don’t result in a loss of consciousness and you haven’t experienced a seizure in the last 5 years, the impact on your application is likely to be minimal.

Those who experience frequent seizures, with loss of consciousness, may be able to secure cover but will often find that premiums are increased.

If you have uncontrollable epilepsy and/or you have been hospitalised due to your condition, it may be more difficult to secure cover.

However, by using a broker you could find some form of cover to suit your personal circumstances.

At Reassured we work with a panel of insurers (including specialist insurers available through our advised team). Simply get in touch to find out about your options.

Reassured can compare all of the above policies to help you find the right option to meet your needs.

Our life insurance comparison service is fee-free and no-obligation. Why not put us to work today?

By assessing these factors insurers can establish the level of risk involved with offering you cover and your premium will be set accordingly.

Comparing quotes can help you to find the right policy to suit your personal circumstances.

Using our award-winning service you can compare quotes from leading UK providers to find our best deals.

Specialist life insurance through Reassured starts from £15 per month ^» (subject to your individual circumstances).

Depending on your personal circumstances, you may be required to undergo a medical exam when applying for life insurance with epilepsy.

In most cases you’ll be required to provide information about your condition and, in some scenarios, insurers may ask for a medical report from your GP.

These details can’t be obtained without your permission and you have the right to read through the report before it’s sent off.

This is so insurers can gather a full picture of your health and provide you with suitable cover.

If you have complications or unusual patterns with your epilepsy, you could be asked to undergo a medical exam. Again, this will be so insurers can get a better understanding of your health.

If a medical exam is needed it will be arranged and paid for by the insurer. If you're unable to provide further medical evidence then your application won't be able to continue as the insurer won't have the information they need to underwrite your policy.