Shepherds Friendly include enhanced benefits to all UK customers with an income protection policy open with them.
Partnering with Nuffield Health, Shepherds Friendly offer health and wellbeing support services for those with an income protection policy.
This includes:
As well as this, they also provide family support benefits. This includes:
- Bereavement payment - If you die during the term of your plan your loved ones may be provided with a payment of £6,000 (instalments of £1,000 for six months or a £6,000 lump sum payment will be made to your estate if no surviving partner)
- New child payment - Upon the birth or adoption of your child, you could be eligible for £250 into a Shepherds Friendly Junior ISA (must be after 45 weeks of having cover)
One or Two-Year Benefit option
You can choose the duration for when benefits will be paid, with the option to set it up to a maximum of one or two years for every claim.
Guaranteed Insurability Option
The option to increase your benefit amount (provided you remain within the maximum benefit threshold) if certain 'life events' like a mortgage increase, marriage, having children, or divorce occur, you won't need to fill out another full application form or provide new medical information.
Waiver premiums
When your claim is accepted, Shepherds Friendly won’t need to collect any premiums for the period commencing 4 weeks after the expiry of the waiting period until your claim ends.
House person benefit
If you become unemployed, you can still be eligible for the house persons benefit which is a capped pay out of 1,400 a month maximum for 12 months.
Career Break
You can apply to suspend cover and premium payments for 3-24 months, known as a ‘career’ break. In this time you won’t be able to make a claim.
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